one less...

Car. We did it. We sold the car.

Since I live only one mile from my work I can (and often do) ride my bike to work. On those rainy days Jim can take me to work. That means that if we could live for the next 18 months on one car, we can save all of that money listed above. Plus, with gas being very expensive right now, and one less car (we kept the one with better gas mileage) we will also save money on gas each month. 
Now we just have to make sure we are disciplined and save the car payment every month. And what if we save the car-payment for my car (which is almost paid off)? Could we possibly save enough money to buy a newer car (still used -- but newer) full out?? Who knows, maybe we can go longer than 18 months with just one car. Yep. I think one car is just enough...